Bruce Bruinsma

Bruce Bruinsma brings more than 35 years of experience in professional benefits, investment and retirement plan design and implementation to his position as CEO and co-founder of Envoy Financial. Envoy Financial provides easy, affordable and high-impact retirement plans for ministers, missionaries and faith-based organizations. A graduate of the University of California, Berkeley (MBA), Bruce consults with employers and individual investors on a national and international basis about retirement and benefit plans. He is also a sought-after presenter for seminars to associations and industry groups.

Articles by Bruce Bruinsma

• Retirement plan records: What to keep for IRS purposes

  Wednesday, February 25, 2015

  Do you ever wonder what records your organization needs to keep and what should have been thrown away years ago? Retirement plan records certainly fit into the "wondering" category. Here is the bottom line regarding retirement plans: If you are audited, you are required to provide complete, accurate records in either paper or electronic format if, and when, the IRS comes calling.

• Church retirement plans: Is it time for everyone to participate?

  Wednesday, January 07, 2015

  Church retirement plans — 403(b)(9) Church Plans — are traditionally focused on benefits for the clergy. The minister's housing allowance distribution option and the pre-SECA tax benefit are prime examples of clergy-only benefits. Further, many church boards are focused on the pastor and not the staff.